William Russell
William Russell - International Health Insurance
The William Russell International Health Insurance is a modular international health plan for expats, remote workers, families, and globally mobile professionals, with worldwide coverage across multiple geographic zones. Members choose the level of cover that suits their situation, from Bronze up to the most comprehensive Gold plan.
Aangeboden via 
Voor wie is deze verzekering geschikt?
- Expats and families living abroad
- Remote workers and digital nomads
- Globally mobile professionals
- Students living abroad
- Anyone who wants a fully portable plan across countries
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No restricted network
Use top-rated hospitals worldwide, with direct billing in over 40,000 hospitals.
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Four plan levels
Bronze, Silver-Lite, Silver and Gold, each increasing in coverage scope and benefits.
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Fully portable cover
Coverage spans globally via six zones, from worldwide to regional zones.
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24/7 emergency medical helpline
Dedicated advisor support and a 24/7 emergency medical helpline.
Wat is er gedekt?
Klap een onderdeel open voor wat wel en niet is verzekerd.
Wat is verzekerd
- Pre-admission tests, accommodation and doctor fees.
- ICU, diagnostics and physiotherapy.
- Direct billing with thousands of hospitals globally, minimizing out-of-pocket costs.
Wat is verzekerd
- In-person consultations and diagnostics.
- Emergency ward treatment and physiotherapy.
- Unlimited virtual doctor access via the TruDoc app (Silver and Gold).
Let op
For outpatient claims you pay the provider, then submit your reimbursement via online form or email.
Wat is verzekerd
- Scans, chemotherapy, radiotherapy and immunotherapy.
- Consultations, counseling and dietitian sessions.
- Genome testing, up to US$6,000.
- Wigs, restorative and reconstructive treatments.
Wat is verzekerd
- Road, sea, or air evacuation to the nearest hospital in your coverage zone.
- 24/7 medical assistance.
- Return airfare for the policyholder.
- Travel and accommodation for a companion.
Wat is verzekerd
- Inpatient and daypatient treatments (Gold).
- Specialist consultations (Gold).
- Psychiatric medications (Gold).
Wat is verzekerd
- Routine maternity and newborn care (Gold).
- Emergency surgical childbirth and complications (Gold).
- Treatment of congenital and hereditary conditions (Gold).
Wat is verzekerd
- Exams, fillings and X-rays (coverage depends on plan).
- Root canals, scaling and prophylaxis (coverage depends on plan).
Wat is verzekerd
- Vaccinations and preventive care (Silver and Gold).
- Well-child benefits (Silver and Gold).
- Annual limits, e.g. up to US$500 for vaccinations and up to US$800 for well-child on Gold.
Let op
For well-being claims you pay the provider, then submit your reimbursement via online form or email.
Wat is verzekerd
- Complementary travel safety app.
- Real-time security alerts during travels.
Waar u op moet letten
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Six coverage zones
William Russell offers fully portable plans. Coverage spans globally via six zones, including worldwide (with limited short-term U.S. cover via optional US-45) to regional zones like Southeast Asia.
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Optional add-ons
Optional add-ons may include expanded wellness care, additional dental coverage, or enhanced evacuation benefits.
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30-day money-back guarantee
New members have a 30-day money-back guarantee. William Russell reports an over 95% annual renewal rate.
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Underwritten by an Allianz group insurer
The plans are underwritten by AWP Health & Life SA, offering financial security and global backing. William Russell is a trusted provider since 1992, present in 160+ countries, with offices in London, Brussels, and Hong Kong.
Veelgestelde vragen
Liever persoonlijk advies? Onze adviseurs kijken met u mee naar uw situatie, uw bestemming en de voorwaarden die daarbij horen.
Vraag gratis adviesPremie berekenen
Bereken uw premie met de vergelijkingstool
Voor deze verzekering is geen eigen premietool beschikbaar. In onze algemene vergelijkingstool berekent u een premie-indicatie en ziet u meerdere verzekeraars naast elkaar. Aanvragen doet u niet in de tool, maar via JoHo Insurances.
Naar de vergelijkingstool
Wat bepaalt uw premie?
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Plan type
Bronze, Silver-Lite, Silver or Gold, each increasing in coverage scope and benefits.
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Coverage zone
Coverage spans globally via six zones, from worldwide (with limited short-term U.S. cover via optional US-45) to regional zones like Southeast Asia.
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Add-ons
Optional add-ons may include expanded wellness care, additional dental coverage, or enhanced evacuation benefits.
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Applicant details
For a quote you input basic details, such as your age and location.
Zo vraagt u deze verzekering aan
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Vraag online een offerte aan
You'll input basic details (age, location) and receive an estimate instantly.
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William Russell neemt contact op
A William Russell team member typically contacts you within a couple of days.
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Uw polis wordt opgezet
Policies can be set up within 48 hours.
Wat heeft u nodig?
- Basic details such as your age and location.
Doorlooptijd
Policies can be set up within 48 hours.
Direct aanvragen
Waarom afsluiten via JoHo Insurances
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Dezelfde premie
U betaalt via JoHo Insurances dezelfde premie als wanneer u de verzekering rechtstreeks bij de verzekeraar afsluit.
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Gratis persoonlijk advies
Vul het adviesformulier in en u krijgt een gratis advies dat is afgestemd op uw persoonlijke situatie en plannen.
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Hulp bij schade en declaraties
Loopt er iets mis of komt u er met een declaratie niet uit, dan helpen wij u en bemiddelen wij bij de verzekeraar.
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Nederlandstalig aanspreekpunt
U spreekt of mailt in het Nederlands met ons kantoor in Leiden, ook als u aan de andere kant van de wereld woont.
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AFM-erkend bemiddelaar
JoHo Insurances is een door de AFM erkend bemiddelaar (nr. 12043929) in verzekeringen.
Contact met JoHo Insurances