SafetyWing
SafetyWing Nomad Insurance
Nomad Insurance by SafetyWing is an international travel medical insurance that covers people from all over the world while they are outside their home country. The coverage automatically renews every 28 days until you select an end-date or until 364 days have elapsed. You can take out this insurance when your journey has already started. The coverage is valid until the age of 69 years.
Voor wie is deze verzekering geschikt?
- People from all over the world while they are outside their home country.
- Travellers whose journey has already started.
- Travellers up to the age of 69 years.
- Families: one child under 10 per adult is included without added cost.
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Outside your home country
Covers people from all over the world while they are outside their home country.
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Start while travelling
You can take out this insurance when your journey has already started.
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Medical up to $250,000
Overall maximum limit of $250,000 ($100,000 for individuals aged 65 - 69).
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Three optional add ons
Adventure sports, electronics theft and coverage in the USA.
Wat is er gedekt?
Klap een onderdeel open voor wat wel en niet is verzekerd, de bedragen.
Wat is verzekerd
- Hospital: Room and nursing services.
- Intensive care: Up to the overall maximum limit.
- Ambulance: Usual, reasonable and customary charges when covered illness or injury results in hospitalization.
- Physical therapy and chiropractic care: Up to $50 per day. Must be ordered in advance by a physician.
- Emergency dental: Up to $1,000. Not subject to deductible.
- All Other Eligible Medical Expenses: Up to the overall maximum limit.
Wat is niet verzekerd
- Pre-existing disease or injury.
- Cancer treatment.
- Accidents during work.
- Mental health disorders.
- Pregnancy and childbirth, except complications of pregnancy as defined in the Description of Coverage.
- Routine medical examinations, including vaccinations, immunizations and annual check-ups.
Maximale vergoedingen
- Overall maximum limit
- $250,000 ($100,000 for ages 65 - 69)
- Maximum per Injury/Illness
- $250,000 ($100,000 for ages 65 - 69)
- Deductible
- $250 per certificate period
- Urgent charges
- $50 co-payment, not subject to deductible
Let op
Acute onset of a pre-existing condition is covered up to the overall maximum limit ($25,000 for evacuation), if treated within 24 hours. Chronic and congenital conditions are excluded.
Wat is verzekerd
- Emergency medical evacuation: Up to $100,000 lifetime maximum.
- Political evacuation: Up to $10,000 lifetime maximum. Not subject to deductible.
- Repatriation of remains: Up to $20,000 lifetime maximum.
- Emergency reunion: Up to $50,000, subject to a maximum of 15 days.
- Return of minor children: Up to $5,000.
Wat is verzekerd
- Trip interruption: Up to $5,000.
- Travel delay: Up to $100 a day after a 12-hour delay requiring an unplanned overnight stay, maximum of 2 days.
- Lost checked luggage: Up to $3,000 per certificate period; $500 per item. Up to $6,000 lifetime limit.
- Natural disaster, a new place to stay: Up to $100 a day for 5 days. No deductible.
Let op
Lost checked luggage: $250,000 maximum benefit to any family or group. Not subject to deductible or overall maximum limit.
Wat is verzekerd
- Personal liability: Depending on type of liability, with a lifetime max of $25,000.
- Accidental death & dismemberment (AD&D): Depending on type of AD&D, with a max of $25,000.
Wat is verzekerd
- Adventure sports: extends the list of sports you are covered for, like scuba diving, skydiving and white water rafting.
- Electronics theft: you can get reimbursed for some of the value of the items if your electronics are stolen.
- Coverage in the USA: you'll have the same coverage on trips to the US, as you do outside the US.
Waar u op moet letten
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JoHo Insurances is hier niet de bemiddelaar
U vraagt deze verzekering rechtstreeks aan bij SafetyWing. JoHo Insurances is bij deze verzekering niet de bemiddelaar, die mogelijkheid biedt SafetyWing niet. JoHo Insurances blijft wel beschikbaar om u te adviseren over uw algemene verzekeringssituatie.
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Niet bedoeld voor werkenden
Er is geen dekking voor ongevallen tijdens werk. SafetyWing bevestigde in 2022 bovendien: "we cannot provide coverage when the customer is working (including while working on a laptop)." Ondanks de naam is deze verzekering daarom niet geschikt voor werkenden en digital nomads.
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Na 364 dagen een nieuwe verzekering
De verzekering wordt na 364 dagen niet verlengd, maar kan tot 69 jaar opnieuw worden aangevraagd. Bij een nieuwe polis beginnen eigen risico, vergoedingen en de terugkijktermijn voor reeds bestaande aandoeningen opnieuw. Wat medisch is voorgevallen, is vanaf het volgende jaar dus niet meer gedekt.
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Children
Children must be accompanied by an adult on a group policy to activate the $0 price. One child older than 14 days, but less than 10 years old, per adult, is included without added cost, with a maximum of 2 children per group / family. Otherwise, regular base price (same as for ages 10-39).
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Visiting your home country
After being abroad for 90 days, you retain your medical coverage for 30 days when you visit your home country (15 days if your home country is the U.S.).
Veelgestelde vragen
Liever persoonlijk advies? Onze adviseurs kijken met u mee naar uw situatie, uw bestemming en de voorwaarden die daarbij horen.
Vraag gratis advies
Wat bepaalt uw premie?
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Age range of the insured person(s)
Premiums vary depending on the age range of the insured person(s). One child older than 14 days, but less than 10 years old, per adult, is included without added cost.
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Including the US in your trip
Premiums vary depending on including the US in your trip or travel plan. With the add-on Coverage in the USA you have the same coverage on trips to the US as outside the US.
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Renewal every 28 days or upfront
You can choose for automatic renewal every 28 days, or pay for the exact duration of your trip upfront. The price for 28 days is equal in both options.
Zo vraagt u deze verzekering aan
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Vul de online tool van SafetyWing in
Fill out the interactive tool to apply for the Nomad Insurance by SafetyWing. You can take out this insurance when your journey has already started.
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Kies verlenging of een vaste looptijd
You can choose for automatic renewal every 28 days, or pay for the exact duration of your trip upfront. The price for 28 days is equal in both options.
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Uw aanvraag loopt rechtstreeks bij SafetyWing
De aanvraag wordt rechtstreeks bij SafetyWing gedaan. JoHo Insurances is bij deze verzekering niet de bemiddelaar, maar blijft beschikbaar om u te adviseren over uw algemene verzekeringssituatie.
Direct aanvragen
Naar de aanvraagtool van SafetyWingAfwijkende aanvraagroute
Liever eerst advies?
JoHo Insurances blijft beschikbaar om u te adviseren over uw algemene verzekeringssituatie. Heeft u een vraag over SafetyWing Nomad Insurance, gebruik dan het vragenformulier op het tabblad Service.
Alarmcentrale
Contact met JoHo Insurances
